How much is taken out of a paycheck in New York?
A single filer earning $60,000 in New York and paid every two weeks keeps about $1,825.25 of each $2,307.69 paycheck. Federal income tax takes $193.08, Social Security and Medicare take $176.54, New York income tax takes $101.65, NY disability insurance takes $1.20 and NY paid family leave takes $9.97. Altogether that is 20.9% of gross pay. The full method behind these figures is on the paycheck calculator page.
New York state income tax rates for 2026
Each rate applies only to the part of taxable income inside its bracket.
| Rate | Single | Married filing jointly | Head of household |
|---|---|---|---|
| 3.9% | $0 to $8,500 | $0 to $17,150 | $0 to $12,800 |
| 4.4% | $8,500 to $11,700 | $17,150 to $23,600 | $12,800 to $17,650 |
| 5.15% | $11,700 to $13,900 | $23,600 to $27,900 | $17,650 to $20,900 |
| 5.4% | $13,900 to $80,650 | $27,900 to $161,550 | $20,900 to $107,650 |
| 5.9% | $80,650 to $215,400 | $161,550 to $323,200 | $107,650 to $269,300 |
| 6.85% | $215,400 to $1,077,550 | $323,200 to $2,155,350 | $269,300 to $1,616,450 |
| 9.65% | $1,077,550 to $5,000,000 | $2,155,350 to $5,000,000 | $1,616,450 to $5,000,000 |
| 10.3% | $5,000,000 to $25,000,000 | $5,000,000 to $25,000,000 | $5,000,000 to $25,000,000 |
| 10.9% | Over $25,000,000 | Over $25,000,000 | Over $25,000,000 |
Taxable income is pay after the New York standard deduction: $8,000 for single filers, $16,050 for married couples filing jointly and $11,200 for heads of household.
New York payroll deductions besides income tax
New York requires these employee-paid deductions on top of income tax. The calculator includes them.
| Deduction | Rate | Wage limit |
|---|---|---|
| NY disability insurance | 0.5% | Up to $31.20 a year |
| NY paid family leave | 0.432% | Up to $411.91 a year |
Take-home pay by salary in New York
Yearly take-home pay for a single filer paid every two weeks, with no 401(k) or other deductions.
| Salary | Federal tax | Social Security + Medicare | New York taxes | Take-home a year | Per paycheck |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,184 | $25,101 | $965.43 |
| $40,000 | $2,620 | $3,060 | $1,767 | $32,553 | $1,252.04 |
| $50,000 | $3,820 | $3,825 | $2,350 | $40,005 | $1,538.65 |
| $60,000 | $5,020 | $4,590 | $2,933 | $47,457 | $1,825.25 |
| $75,000 | $7,670 | $5,738 | $3,808 | $57,784 | $2,222.47 |
| $100,000 | $13,170 | $7,650 | $5,303 | $73,877 | $2,841.43 |
| $125,000 | $18,734 | $9,563 | $6,975 | $89,728 | $3,451.09 |
| $150,000 | $24,734 | $11,475 | $8,734 | $105,057 | $4,040.65 |
| $200,000 | $36,734 | $14,339 | $11,771 | $137,156 | $5,275.23 |
Hourly pay after taxes in New York
Full time is 40 hours a week for 52 weeks, or 2,080 hours a year. Switch the calculator to hourly for other schedules.
| Hourly wage | Gross a year | Take-home a year | Every two weeks | Per hour after tax |
|---|---|---|---|---|
| $15.00 | $31,200 | $25,995 | $999.82 | $12.50 |
| $18.00 | $37,440 | $30,645 | $1,178.67 | $14.73 |
| $20.00 | $41,600 | $33,745 | $1,297.90 | $16.22 |
| $25.00 | $52,000 | $41,495 | $1,595.97 | $19.95 |
| $30.00 | $62,400 | $49,245 | $1,894.04 | $23.68 |
| $40.00 | $83,200 | $63,075 | $2,425.95 | $30.32 |
| $50.00 | $104,000 | $76,455 | $2,940.58 | $36.76 |
Local income taxes in New York
New York City residents pay city income tax on top of the state tax: 3.078% to 3.876% of taxable income in 2026, depending on income and filing status. People who work in the city but live elsewhere do not pay it. Yonkers residents pay a surcharge of 16.75% of their state tax, and nonresidents who work in Yonkers pay 0.5% of wages earned there. These local taxes are not in the calculator.
New York take-home pay compared with nearby states
The same $60,000 salary, single filer, paid every two weeks. Of the states that border New York, Vermont leaves the most in each paycheck.
| State | State taxes on $60,000 | Take-home a year | Per paycheck |
|---|---|---|---|
| New York | $2,933 | $47,457 | $1,825.25 |
| Connecticut paycheck calculator | $2,618 | $47,773 | $1,837.40 |
| Massachusetts paycheck calculator | $2,956 | $47,434 | $1,824.38 |
| New Jersey paycheck calculator | $2,210 | $48,180 | $1,853.09 |
| Pennsylvania paycheck calculator | $1,884 | $48,506 | $1,865.62 |
| Vermont paycheck calculator | $1,576 | $48,814 | $1,877.45 |
Sources
New York rates come from the state's own published 2026 figures: tax.ny.gov, tax.ny.gov, tax.ny.gov. Federal figures follow IRS Publication 15-T. See how we calculate for every assumption.